Family Time

Mortgage Loan

Helping you get the keys to your future.

APPLY NOW Find A Loan Officer

Mortgage Loan Features

TBK’s team of experts wants to help you buy, refinance or even build your new home. Experienced local lenders and a variety of programs provide an exceptional experience that fits your unique needs.

  • Competitive Rates
  • Fast Approvals
  • Local Service
  • Easy Online Application
  • Fixed and Adjustable Rate Loans

Loan approvals subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts.

  • FHA, VA, and USDA Loans
  • Jumbo Loans
  • Construction and Land Loan Options
  • Condo and Manufactured Home Financing Available

Would you like to speak to a TBK Team Member about a Mortgage Loan?

Schedule an Appointment

Mortgage Loan Types:

If you’re planning to stay in your home long term, this may be the perfect option.

  • Principal and interest portion of your payment does not change during the loan term
  • Borrow up to 97% of your home’s value
  • Purchase, refinance and cash-out refinances are available
  • No pre-payment penalties
  • Primary residence, investment property, and second home financing is available

Find a Loan Officer

*Conventional conforming loan limit applies to those loans that follow Fannie Mae or Freddie Mac guidelines. $766,550 loan limit is valid through 12/31/2024.

For financing amounts greater than $766,550 on a single-family home, ask us about our Jumbo Loan programs.

  • Fixed and adjustable rate terms
  • Flexible terms available
  • No pre-payment penalties

Find a Loan Officer

Home buyers may find that the FHA Loan fits their needs.

  • Down payments as low as 3.5%3
  • Flexible qualification and credit requirements
  • No pre-payment penalties
  • Take advantage of gift funds for down payments and closing costs
  • Sellers can contribute up to 6% of the sale price towards closing costs
  • Multiple purchase and refinance options are available

Find a Loan Officer

Primary residences only. Certain property types are ineligible. Loan limits vary based on property location. Confirm with your lender.

For those who’ve served our country, we’re honored to have a special loan to serve your needs.

  • Available to eligible veterans as defined by the Administrator of Veterans Affairs
  • No down payment required
  • No Private Mortgage Insurance required
  • No pre-payment penalties
  • Flexible qualification and credit requirements
  • Sellers can contribute up to 4% of the sale price towards closing costs
  • Purchases and refinances are available

Find a Loan Officer

Not available to everyone. Other restrictions may apply. Loan limits vary based on property location. Confirm with your lender.

Also known as Rural Development Loans, the USDA Loan is a great option for low-to-moderate income borrowers in designated rural and suburban areas.

  • No down payment requirement
  • No reserve requirements
  • No pre-payment penalties
  • Fixed rates
  • Closing costs may be financed if appraisal value is higher than purchase price
  • Lower monthly mortgage insurance premiums compared to conventional mortgage insurance

Find a Loan Officer

We Offer A Wide Selection of Personal Loans